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Apply Online for a Used Car Loan in Kansas City

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Cell Phone *

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Home Phone (Optional)

Date of Birth *

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SSN *

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Driver's License Number

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Driver's License Issue Date

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Residential Information

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State *

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Zip Code *

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Housing Type *

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Monthly Rent/Mortgage Amount *

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Years at Address *

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Add Previous Address

Previous Address

Street Address

City

State

Zip Code

Housing Type

Monthly Rent/Mortgage Amount

Years at Address

Employment Information

Employer Name *

Please enter your Employer Name

Title/Position *

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I, the undersigned, (a) for the purpose of securing credit, certify that the below representations to be correct; (b) authorize financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c) understand that we, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applicant's responsibility to notify the creditor of any change of name, address, or employment. We and any financial institution to whom this application is submitted, may share certain non-public personal information about you with your authorization or as provided by law.

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Fenix AutoSales Inc

Store Hours

Monday: 10:00 AM - 6:00 PM
Tuesday: 10:00 AM - 6:00 PM
Wednesday: 10:00 AM - 6:00 PM
Thursday: 10:00 AM - 6:00 PM
Friday: 10:00 AM - 6:00 PM
Saturday: 10:00 AM - 6:00 PM
Sunday: Closed

Apply Now for Bad Credit, No Credit Car Loan at Fenix AutoSales Inc

At Fenix Autosales in Kansas City, KS, we believe buying a car should be simple—no matter your credit history. Whether you’re a first-time buyer, a family on a budget, a Spanish-speaking customer, or someone with bad credit or no credit, we make it easy to apply for an auto loan online and drive home today.

Auto Financing for Every Situation

We know life happens, and credit shouldn’t keep you from getting a reliable car. That’s why we specialize in:

Bad credit or no credit auto loans
No down payment or low-down payment financing options
Credit union and prime credit lending for qualified buyers
Trade-in assistance to lower your payments
Fast approval process—often in just hours
Spanish-speaking finance specialists ready to help

Why Choose Fenix Auto Sales Financing?

When you finance with us, you get more than just a loan, you get peace of mind. Here’s what sets us apart:

Affordable monthly payments designed to fit your budget
Best deals and pricing in Kansas City and surrounding areas
High-quality, low mileage used cars
Great customer service with top online ratings
Support for all credit types—good, bad, or none

Explore Our Services in Kansas City, KS

At Fenix Autosales, we’re more than just financing—we’re your one-stop destination for your next vehicle.

Used Car Inventory
Browse our large selection of affordable, quality used cars for sale in Kansas City. From fuel-efficient sedans to family SUVs, you’ll find the right fit for your lifestyle and budget.
Trade-In Your Car
Get the best trade-in value for your current vehicle and use it toward your next purchase.
Car Finder Tool
Looking for something specific? Let us know what you want, and we’ll help you find it—even if it’s not currently in stock.
Apply Online for Auto Loan
Skip the wait and apply for financing online today. Our simple process means you can get pre-approved before visiting our dealership.

Serving Kansas City and Nearby Areas

We proudly serve customers across Kansas City, KS and nearby areas within 25 miles, making it easy for local families, students, and professionals to find reliable financing and affordable vehicles.

Ready to Get Started?

Don’t let credit worries stop you from owning the car you need. At Fenix Autosales, we make it fast and easy to apply for a used car loan online in Kansas City, KS.
Apply Online Now and get pre-approved today!
Have questions? Call us at (913) 399-4770 or visit us at Fenix Autosales in Kansas City, KS.

Frequently Asked Questions

What documents are required for the application?

Please have the following ready:

Valid driver’s license
Social Security Number (SSN)
Proof of income (pay stubs, bank statements, etc.)
Proof of residence (recent utility bill or lease agreement)

How long is a typical car loan?

We’ll team up with you to create a deal that fits your budget perfectly. Most loan terms range from 48 to 72 months, and choosing a longer term can help lower your monthly payments.

I've had credit issues in the past. Can I get financing?

We’ve helped countless customers with all types of credit find the financing options that work for them.

Do you offer Buy Here Pay Here (BHPH) financing?

Yes, we offer Buy Here Pay Here options, allowing you to finance directly through us, even if you have credit challenges.

932 S 7th St

Kansas Ave